Fast, friendly &
flexible loans

Short Term Loans

Providing Flexible Short Term Cash Loans across Australia

Australians have long been turning to Cash at Call's short term cash loans when those unforeseen emergency purchases and payments inevitably arise. Our valued clients appreciate the simple application process and the peace of mind that the repayments will be easily manageable and the short term loan completed in a matter of months.

If you find yourself 'caught short' when your car needs registration or you are faced with an emergency bill or you simply need a long weekend getaway, unsecured finance in the form of short term cash loans or small loans may be the perfect solution to the cash flow dilemma! Cash at Call provides a 'fair go' to Australian residents to deal with larger purchases and expenses by offering a 'helping hand' in the form of short term loans for as little as $150 and up to $2000 loans so you can borrow just the amount you need and no more. Forget credit cards with unnecessarily large limits that are never repaid, our short term cash loans are 'done and dusted' before you realise!

Short Term Loan Application Processes Made Easy

Applying for a short term loan online is a simple process and begins by submitting a loan application for an amount between $150 and $2000 (this can be completed at your convenience - 24/7). Once pre-qualified it is then just a matter of providing the supporting documents and undertaking a brief phone discussion with a Cash at Call loans officer to finalise your application and get fast cash advanced to your account. We know your needs are urgent and we continually strive to deliver fast short term loans tailored to meet your specific requirements.

Cash at Call's short term loans clients understand the benefits of using our financial products and services when the (often unexpected) need for short term finance arises. Our team of professional and supportive personal cash loan assistants work with you every step of the way to ensure your needs are met, now and again in the future as a premium client.

Why wait? Apply online now!

our other loans

Cash at Call loan purposes

Personal Finance
Vet Loans
Holiday Loans
Home Expenses
Car Costs
Medical Loans
Rental Bonds
Dental Loans

Some things you should know (the small print).

What we are not...

Cash at Call is a NOT a “Payday Lender” – we do not offer these products or any short term loan products (less than 60day duration). Cash at Call is credit assistance provider that specialises in consumer credit products including personal and business loans for any legitimate purpose.

How much does it cost and how much interest do you charge?

That depends on how much you borrow and over what length of time. As soon as you are approved for a contract, a Cash at Call Consultant will discuss repayments & any applicable interest with you prior to receiving your contract to ensure the terms are affordable for you and suit your requirements. Cash at Call delivers a range of credit products and whilst contract pricing is unique to the specific products and terms defined with an approved applicant, a typical contract may have an APR of 15%.

Can I pay my contract out early?

Of course. Unlike many other financial institutions our lenders have no hidden fees or charges and any early payments you make reduce the interest on the loan and serve to enhance your credit rating.

What happens if I can't pay on time?

Please contact us as soon as possible on 1300 726 787 so that we can discuss the matter to determine a resolution. As all contracts will be between you and your specific lender, terms may vary based on the lender selected. As a general guide a default fee may be charged by the lender if you fail to make a payment in accord with your loan contract. If you remain in default a lender has the lawful right (and obligation) to recover money owed in compliance with the National Consumer Credit Code 2010 (NCCC). If your account remains in arrears after 60 days, your lender may mark your credit file with a default. This will appear on your file for 5 years and may impact your ability to procure credit.

Will my privacy be protected?

Yes - Always. Cash at Call and its associates operate a strict Privacy Policy which ensures your information is not provided to unwanted parties. We also understand that personal finance is a confidential matter and we always exhibit discretion in all dealings. Plus we use SSL encryption protection technology (just like the banks...)

Do you charge any renewal fees?

No we don’t. All contracts must be finalised before a new contract can be issued.

Are you compliant with regulations?

Of course. We have been operating for over 10yrs and are fully compliant with the National Consumer Credit Protection Act 2010 (NCCC) and our Australian Credit Licence Number is # 390414. Moreover, Cash at Call is a member of the Financiers Association of Australia (FAA) the pre-eminent body of the micro lending industry.

Cash at Call is an Australian Securities and Investment Commission (ASIC) licensed Credit Assistance Provider and acts in compliance of the National Consumer Credit Code 2010 (NCCC).
Cash at Call is a member of the Financiers Association of Australia (FAA) the pre-eminent body of the micro lending industry.
Cash at Call or its affiliates do not broker or provide SACC loans.
This is a web site operated by The Personal Loan Store Pty Ltd ACN 131 962 813 ACL 390414 trading as Cash at Call under the domain name 53 Berry Street NORTH SYDNEY NSW 2060.
All correspondence to: PO Box 1207 MANLY NSW 1655.