Fast, friendly &
flexible loans

Self Employed Loans

Cash at Call is the market leader in delivering fast short term loan products to self employed contractors working under an ABN, business proprietors and small business owners. We understand that the changing nature of the Australian economy has increasingly shifted full time positions to a contract or self employed basis and we pride ourselves on taking the time to understand your particular working arrangements.

Loans for the self employed or small business are typically not offered by the majors as they are considered too complex and too risky; they are simply not interested in taking the time to understand you and your business. Cash at Call takes the time to understand the complexities of both your business and personal requirements as we value the ongoing relationship and loyalty that comes with investing time in you and always working to exceed your expectations.

We not only deliver general business loans for self employed workers but we apply our expertise to assist you to obtain personal loans for the self employed for any worthwhile purpose, including rental bond loans, medical loans or quick cash loans from $150 to $2000. Cash at Call business clients have been obtaining cash loans for almost ten years using Cash at Call's licensed and compliant systems and best practise processes to ensure the very best experience available in the loans market. Our charges are transparent and unlike most others we have no early pay out costs.

Cash at Call understand that running a business or working as a contractor is demanding and you require a customer service focused approach to ensure that no detail is overlooked and you obtain your cash loan fast. We have streamlined the process to cater for the self employed and we strive to accommodate your unique requirements and still have your business loan fast approved and paid into your account within 24hrs. Apply Now! What's more, Cash at Call have developed a range of tax deductible self employed personal loans to maximise value and stretch your cash flow. Cash at Call is your ideal 'silent business partner'!

our other loans

Cash at Call loan purposes

Personal Finance
Vet Loans
Holiday Loans
Home Expenses
Car Costs
Medical Loans
Rental Bonds
Dental Loans

Some things you should know (the small print).

What we are not...

Cash at Call is a NOT a “Payday Lender” – we do not offer these products or any short term loan products (less than 60day duration). Cash at Call is credit assistance provider that specialises in consumer credit products including personal and business loans for any legitimate purpose.

How much does it cost and how much interest do you charge?

That depends on how much you borrow and over what length of time. As soon as you are approved for a contract, a Cash at Call Consultant will discuss repayments & any applicable interest with you prior to receiving your contract to ensure the terms are affordable for you and suit your requirements. Cash at Call delivers a range of credit products and whilst contract pricing is unique to the specific products and terms defined with an approved applicant, a typical contract may have an APR of 15%.

Can I pay my contract out early?

Of course. Unlike many other financial institutions our lenders have no hidden fees or charges and any early payments you make reduce the interest on the loan and serve to enhance your credit rating.

What happens if I can't pay on time?

Please contact us as soon as possible on 1300 726 787 so that we can discuss the matter to determine a resolution. As all contracts will be between you and your specific lender, terms may vary based on the lender selected. As a general guide a default fee may be charged by the lender if you fail to make a payment in accord with your loan contract. If you remain in default a lender has the lawful right (and obligation) to recover money owed in compliance with the National Consumer Credit Code 2010 (NCCC). If your account remains in arrears after 60 days, your lender may mark your credit file with a default. This will appear on your file for 5 years and may impact your ability to procure credit.

Will my privacy be protected?

Yes - Always. Cash at Call and its associates operate a strict Privacy Policy which ensures your information is not provided to unwanted parties. We also understand that personal finance is a confidential matter and we always exhibit discretion in all dealings. Plus we use SSL encryption protection technology (just like the banks...)

Do you charge any renewal fees?

No we don’t. All contracts must be finalised before a new contract can be issued.

Are you compliant with regulations?

Of course. We have been operating for over 10yrs and are fully compliant with the National Consumer Credit Protection Act 2010 (NCCC) and our Australian Credit Licence Number is # 390414. Moreover, Cash at Call is a member of the Financiers Association of Australia (FAA) the pre-eminent body of the micro lending industry.

Cash at Call is an Australian Securities and Investment Commission (ASIC) licensed Credit Assistance Provider and acts in compliance of the National Consumer Credit Code 2010 (NCCC).
Cash at Call is a member of the Financiers Association of Australia (FAA) the pre-eminent body of the micro lending industry.
Cash at Call or its affiliates do not broker or provide SACC loans.
This is a web site operated by The Personal Loan Store Pty Ltd ACN 131 962 813 ACL 390414 trading as Cash at Call under the domain name 53 Berry Street NORTH SYDNEY NSW 2060.
All correspondence to: PO Box 1207 MANLY NSW 1655.