Bad Credit Cash Loans
Before you Apply
In order for your application for a bad credit cash loan to be approved you will need to meet the following lending conditions.
Am I eligible?
You must:
- Have no more than 2 unpaid defaults
- Have no unpaid defaults to a financier (including banks, credit unions, money lenders etc)
- Not be an undischarged bankrupt (includes Part IX agreements)
- Earn more than $25,000 per year ($500 per week)
- Have worked with your current employer for over 3 months
- Have permanent Australian residency
If you meet the above lending conditions then you can find out how our cash loans work or apply for a bad credit cash loan now.
Please note Cash at Call undertakes automatic credit verification to substantiate your application. Comprehensive employment and residential checks are also undertaken.
Why Cash at Call for Bad or Poor Credit?
Cash at Call says yes when the banks say no. If you have bad credit, poor credit or are bankrupt but you meet the lending conditions stated above then you can get a cash loan with your bad credit rating today. We offer both secured and unsecured cash loans depending on your circumstances.
We are considerate lenders who look at your individual circumstances before making a decision on your loan application. In the past we have approved personal loans to people with bad or poor credit and also people who have previously been bankrupt. In these situations many financial institutions say no, but Cash at Call said Yes.