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Short Term Loans & Fast Cash Loans

Australia's fastest short term loans and quick cash providers

Need personal finance? If you earn over $500 per week, Cash at Call can deliver small loans or a fast cash loan between $150 - $2,000 to assist you in getting what you want today.

Cash at Call provides secured and unsecured personal loans, short term loans and small loans up to $2,000 delivered in a fast, friendly, and flexible manner. We can even help with a bond loan to get you into your new property sooner. We realise funds are often required urgently, and strive to deliver quick cash loans into your account the same day you complete your online cash loan application.

An alternative to the banks and credit unions that are restrictive in their lending practices and no longer value the individual, Cash at Call recognises that each customer presents an individual circumstance, so we do our utmost to provide fast cash, small loans or bond loan assistance when you need it.

"We like to say yes, when the banks say no"*

With over 8 years of experience in the online loans financial sector, our philosophy is to build longstanding relationships with our clients to become their preferred financial service provider.

Cash at Call operates wholly online with a customer focused call centre (no waiting in line again). As the name says, we provide a faster way to obtain a fast cash loan or bond loan online so you can focus on paying for what it is you need.

We also specialise in getting you into your new home sooner with tailored rental bond loans, rental assistance, and bond loans products. By establishing a credit rating through Cash at Call you will be able to obtain fast personal loans or short term loans today, and borrow money quickly again in the future as a premium client when you need that cash loan fast!

When you need small loans or bond loans, apply for a quick cash loan online with the experts at Cash at Call.

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Approval Process

Some things you should know (the small print).

What we are not...

Cash at Call is a NOT a “Payday Lender” – we do not offer these products or any short term loan products (less than 60day duration). Cash at Call is credit assistance provider that specialises in consumer credit products including personal and business loans for any legitimate purpose.

How much does it cost and how much interest do you charge?

That depends on how much you borrow and over what length of time. As soon as you are approved for a contract, a Cash at Call Consultant will discuss repayments & any applicable interest with you prior to receiving your contract to ensure the terms are affordable for you and suit your requirements. Cash at Call delivers a range of credit products and whilst contract pricing is unique to the specific products and terms defined with an approved applicant, a typical contract may have an APR of 15%.

Can I pay my contract out early?

Of course. Unlike many other financial institutions our lenders have no hidden fees or charges and any early payments you make reduce the interest on the loan and serve to enhance your credit rating.

What happens if I can't pay on time?

Please contact us as soon as possible on 1300 726 787 so that we can discuss the matter to determine a resolution. As all contracts will be between you and your specific lender, terms may vary based on the lender selected. As a general guide a default fee may be charged by the lender if you fail to make a payment in accord with your loan contract. If you remain in default a lender has the lawful right (and obligation) to recover money owed in compliance with the National Consumer Credit Code 2010 (NCCC). If your account remains in arrears after 60 days, your lender may mark your credit file with a default. This will appear on your file for 5 years and may impact your ability to procure credit.

Will my privacy be protected?

Yes - Always. Cash at Call and its associates operate a strict Privacy Policy which ensures your information is not provided to unwanted parties. We also understand that personal finance is a confidential matter and we always exhibit discretion in all dealings. Plus we use SSL encryption protection technology (just like the banks...)

Do you charge any renewal fees?

No we don’t. All contracts must be finalised before a new contract can be issued.

Are you compliant with regulations?

Of course. We have been operating for over 10yrs and are fully compliant with the National Consumer Credit Protection Act 2010 (NCCC) and our Australian Credit Licence Number is # 390414. Moreover, Cash at Call is a member of the Financiers Association of Australia (FAA) the pre-eminent body of the micro lending industry.

Cash at Call is an Australian Securities and Investment Commission (ASIC) licensed Credit Assistance Provider and acts in compliance of the National Consumer Credit Code 2010 (NCCC).
Cash at Call is a member of the Financiers Association of Australia (FAA) the pre-eminent body of the micro lending industry.
Cash at Call or its affiliates do not broker or provide SACC loans.
This is a web site operated by The Personal Loan Store Pty Ltd ACN 131 962 813 ACL 390414 trading as Cash at Call under the domain name 53 Berry Street NORTH SYDNEY NSW 2060.
All correspondence to: PO Box 1207 MANLY NSW 1655.